As you go to university in order to have your degree after your high school phase has passed, you might struggle with financial issues and no worries, most of the students can relate to that. There’s just so much to pay for like the books, academic fees and basic essentials. It’s almost unbelievable how much you have to spend just to further your studies. Sometimes, the financial support you receive from your parents never seems to be enough, no matter how hard you try to save.
If you are in a similar situation, perhaps it is time for you to apply these few tips on how to survive as a university student without going broke.
Part-time Work Is Tiring, But A Solution Nonetheless
One of the ways to ensure you have stable finance during your study years is by working a part-time job. Sure, it might be tiring but you will have at least some money for yourself to splurge every month. It’s hard to deny that students are not good at spending their money because they buy unnecessary stuff that they will later regret. Working as a part-timer could be beneficial because you can adjust your working schedules so that it won’t bother your classes. For example, if you have morning and afternoon classes twice a week, then work in the night shift for those days. This is to ensure that you can still keep up with your studies and you are not too tired to go to classes. Don’t hesitate to plan your schedule with your manager because it is common for part-timers to be university students, especially in fast food outlets.
Try For A Scholarship
You never know until you try, they say. Apply for as many scholarships as you can before you go to college. Be confident because if you are able to get into a university, then why not a scholarship? You might have to go to a lot of interviews, but it is worth it when you manage to score a scholarship. A scholarship will be very helpful for your studies, trust me.
Go For PTPTN (Perbadanan Tabung Pendidikan Tinggi Nasional)
Most university students in Malaysia will go for PTPTN as it is a major help for their financial situation. There are 3 categories and you should apply based on your family’s income. Category A is for the household income below RM4000 and BRIM recipient (100% of maximum amount). Meanwhile, Category B is for the household income below RM8000 but above RM4000 and Category C is for those with the household income above RM8000. The maximum account differs according to the category. An example to explain why this happens is because a medical student will receive more money compared to the students studying Education as their fees cost more and there’s a lot of lab equipment or stuff like lab coats that they need to pay for.
Don’t Do Unnecessary Things
It’s important to note that no matter how much you want to have fun in your university years, limit yourself so that you won’t regret them later. If you are the type to go to casinos, perhaps tone it down by gambling online because it saves more when you do that. Download gambling applications such as mega888 malaysia where you can gamble online and no transportation fees are required to go to casinos.
All in all, it is important to apply these tips if you are a university student who is always broke and in need of money. You might have to work a bit harder than the rest of your peers so that you can live your university life to the fullest. Good luck!
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